Ocean Commercial Joint Stock Bank (OceanBank) has lately launched new policies, in which the bank has offered preferential interest rates for corporate customers who borrow money from the bank in dong with lowest interest rates of 12 percent per year. The programme would be applied by all the bank’s branches and transaction offices nationwide.
Accordingly, those enterprises that meet the bank’s conditions for borrowing money and have demand of supplementing capital to serve for purposes of producing, trading goods and services in short-term period would be able to get loans with preferential interest rates.
For those firms that pledge to transfer the minimum revenue equivalent to the loans via the payment accounts opened in OceanBank within the borrowing period can enjoy the fixed lending interest of 12 percent per year, to be applied during the lending time.
As for those enterprises that don’t commit to transfer the gained revenue to the payment accounts at OceanBank within the lending period, the bank would set lending interest of 14 percent per year during the lending time.